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6.20% p.a.
target return
6.70% p.a.
target return
7.20% p.a.
target return
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Accounts
An account for every kind of saver
For your goals.
For the goals you’re building together.
For the future you’re building for them.
For cash beyond the day-to-day.
For retirement savings that need to keep earning.
For reserves that keep funding the work.
Welcome to the new Blossom!
A savings and investment app,
purpose-built for the money you're putting towards something bigger.
Targeting up to 7.20% p.a. returns.
Your savings should feel like progress.
A home. A holiday. A rainy-day buffer. Whatever you’re saving for, it feels better when you can see yourself getting closer. Blossom is built for that money. We put it to work in professionally managed fixed income, with clear target returns, clear access and progress you can see every day. That’s purpose-built saving.
34,000+ people across Australia and New Zealand already use Blossom. Here’s what that looks like in numbers.
Savings With Blossom
In funds under management (30-Sep-26)
Customers
Customers across Australia & New Zealand
Earnings Posted
Earned by Blossom customers (30-Sep-26)
Blossom In the News
Behind every Blossom balance is a reason. Meet the people making progress on something that matters to them.
“It shows how much you made every single day and the satisfaction of seeing your money grow is unmatched.”
“I saved my house deposit with Blossom and when the right place came up, I had the full amount in my bank the same day.”
“I started with a lump sum, turned on weekly recurring payments, and now have $80k saved… It’s working for me while I decide.”
“It feels like every stage of the process is transparent and they’ve thought of the next question you want to ask.”
“Their customer service is incredible, and they helped us reach our goals clearly and manageably.”
A few details, no paperwork. \n That’s the whole setup.
02
Make your first transfer and \n your savings are on their way.
03
03
Earnings are posted daily, so you can see your progress as it happens.
04
04
Set a target, then watch the gap close.
05
05
Set up recurring payments and keep your savings moving automatically.
06
Three products, one question: when will you need it? Save, Plus and Grow give you different levels of access and target returns.
For savings you want within easy reach.
From $50
Quick Access - Daily Requests
No Account Fees
6.20% p.a.
target return
Learn More
For savings you're giving more time to grow.
From $5,000
Quarterly Access
No Account Fees
6.70% p.a.
target return
Learn More
For goals with a longer runway.
From $5,000
12-month term
No Account Fees
7.20% p.a.
target return
Learn More
Enter your starting balance and regular contributions, then see what progress could look like over time.
With the use of key variables, this calculator illustrates the general effect of compounding interest and regular additions to the principal over time. This calculator does not reflect investments in Blossom Fund. See Important information.
Your money is invested in the
Blossom Fund, alongside
other Blossom customers.
The Fund invests across a diversified portfolio of fixed income - including cash, government and corporate bonds - professionally managed for income and capital stability.
Each Blossom product targets a return,
with earnings posted to your
account daily. No investments
to pick. No markets to watch.
For your goals.
For the goals you’re building together.
For the future you’re building for them.
For funds beyond the day-to-day.
For retirement savings that need to keep earning.
For reserves that keep funding the work.
When it comes to your savings, the details matter. So we make the important ones easy to see.
Professionally managed
fixed-income
Built for consistency and capital preservation, with 100% positive months since inception.
Expert Investment Advisory Panel
Investment Advisory Panel with more than 120 years of combined investment experience.
The Blossom Fund is a regulated investment product issued under an Australian Financial Services Licence.
Assets are
independently held
Fund assets held with regulated custodians - Gleneagle Securities (Aust) Pty Ltd & J.P. Morgan Securities LLC
We’re not a
bank deposit
You’ll invest in the Blossom Fund. Target returns aren’t guaranteed.
Your data,
protected
We use robust security controls to protect your personal information and account.
See your balance and earnings in the Blossom app, with earnings posted daily.
A real Blossom customer, on why it mattered.
"I saved my house deposit with Blossom and when the right place came up, I had the full amount in my bank the same day. No waiting, no stress - it was there when I needed it most."
What is Blossom?
Blossom is where your savings go to grow. We don’t think you should have to choose between targeting higher returns and quick & easy access to your savings, so we’re bringing it all to you in an easy-to-use app! Blossom is a managed fund which gives access to returns from fixed income investments. With Blossom, you can choose the way you want to save by targeting returns of 6.20% p.a. with Blossom Save, 6.70% p.a. with Blossom Plus or 7.20% p.a. with Blossom Grow.
Is Blossom a bank?
No, Blossom is providing you access to fixed income investment returns through the Blossom Fund. For more information on fixed income, keep reading the FAQs, PDSs and TMDs.
Where is my money invested?
Blossom works by allowing you to transfer money to pay for units in the Blossom Fund, which is a diversified portfolio of financial assets. The Blossom Fund is a unit trust, registered under the Corporations Act as a managed investment scheme. As a saver with Blossom, you won’t be holding individual assets but will be holding units in the Fund.
What is a fixed income fund?
Fixed income investing is an investment approach focused on preserving your capital. Common examples of fixed income products include government or corporate bonds, which can provide steady streams of income. The Blossom Fund invests (directly or indirectly) in a well-diversified portfolio of assets of this type. For more information on the portfolio, please read the PDSs.
How does Blossom target a fixed p.a. return?
Led by an expert team, Blossom uses a diversified and sophisticated strategy including (direct and indirect) investments in corporate and government bonds, mortgage-backed securities, cash and more. Through targeting investment grade and highly liquid instruments, experts decide where and how to spread the risk to achieve the highest possible return within the investment strategy. For more information on our targeted returns and strategy, please read the PDSs.
How quickly can I access my money? How do withdrawals work?
Blossom Save accepts daily withdrawal requests. Your first Blossom Save withdrawal request (up to $5,000) each day will generally be processed instantly. Withdrawal requests above $5,000 or your second request for the day will generally be processed for same-day payment on business days when requested before 4pm AEDT (subject to banking and payment systems).
Blossom Plus withdrawals are processed quarterly (every 3 months). You can make a withdrawal request until 4pm Sydney time two weeks before calendar quarter end. Withdrawals requested after the cut-off will be processed after the end of the following quarter.
Blossom Grow has a 12-month fixed investment term.
Please refer to the PDSs and TMDs to understand more about how you can access your savings with Blossom.
Do I pay fees to use Blossom?
No, Blossom is free to join and use. There are no account opening fees, no transfer fees, and no withdrawal fees.
Is there a minimum to get started?
Yes, there is a minimum application amount of $50 for Blossom Save and $5,000 for Blossom Plus and Blossom Grow. We want to make saving accessible to everyone!
How do I get started?
It’s easy to get started:
1. Sign up in minutes – through the iOS or Android app or get started on the web.
2. Fund your account – you can automate your top-ups!
3. See your savings Blossom every day – enjoy targeted returns posted daily.
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